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Tariff Working Capital Assistance Program

A financing program has been developed to provide working capital financing to assist Prince Edward Island businesses impacted by the new export tariffs implemented by the United States of America (the “Tariffs”), ensuring they can maintain operations, preserve jobs, and invest in alternative supply chain strategies. This new loan program will assist qualifying companies to maintain normal business operations during these unprecedented times. How much financing is available under this program? Eligible applicants can apply to receive a working capital loan of up to $500,000 with a fixed...

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Subdivision Development Financing Program

The Subdivision Development Financing Program (SDFP) is a financing support pilot program that will help qualified developers offset infrastructure costs for long-term residential housing developments. This program will support projects funded through the Municipal Infrastructure Fund (MIF). How much financing is available under this program? The Subdivision Development Financing Program will provide qualified developers and landowners with access to 2% financing on up to 90% of eligible project costs associated with subdividing and developing vacant land into individual residential lots for...

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Rental Property Heating Program Loan

The Rental Property Heating Program (RPHP) will provide owners of an existing long-term residential rental property on Prince Edward Island, who are approved applicants, with financing to upgrade the current heating system of their residential rental property from fossil fuel to...

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Prêts du programme de chauffage des immeubles résidentiels

Le programme de chauffage des immeubles résidentiels fournit aux propriétaires de l’Île-du-Prince-Édouard admissibles un financement pour adopter un système de chauffage plus propre et plus efficace dans la résidence où ils habitent à l’année, aidant ainsi à réduire leur empreinte carbone. Le programme aide à payer les coûts initiaux associés à l’achat et à l’installation d’équipements écoénergétiques admissibles (dont les suivants), y compris les mises à niveau des services électriques. Thermopompes à air pour climats froids certifiées par NEEP (Northeast Energy Efficiency Partnerships)...

Housing Construction
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Housing Development Challenge

This program is now closed. A Housing Development program has been designed to invite developers/contractors/landlords to submit proposals for new residential development projects on PEI including infrastructure. This loan program is intended to assist approved developers/contractors/landlords increase the housing inventory on PEI. Applications are being accepted starting August 16th,2023 and closing September 29th, 2023. Do I qualify? For an applicant to be eligible for assistance, the following criteria must be met: Projects must have at least five units and tenants must be an arm’s length...

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Energy Efficiency Loan Program – Online Application

Island residents adding energy efficiency upgrades to their home may be eligible to borrow up to $10,000 from the provincial government to help finance the cost. The Energy Efficiency Loan Program is available to a registered owner of a year-round residential property and where the project has been pre-approved by efficiencyPEI. The loan may assist with purchasing efficient equipment such as a new furnace or heat pump or it may help with the cost of upgrades to the building envelope, i.e. new windows or air sealing. Finance PEI must approve the loan before any work begins on the project. The...

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Apply Online for Down Payment Assistance – Modest Income Homeowner

Down payment assistance is available for modest-income homeowners who qualify for a default-insured mortgage to purchase their first home. Eligible applicants whose annual household income is $100,000 or less may apply to Finance PEI for a conditionally interest-free loan (maximum $17,500) for up to 5% of the purchase price of a program-eligible home. The loan is payable over ten years. Find detailed application and eligibility criteria at Down Payment Assistance Program. Applications will be accepted until March 31, 2026 or until funds authorized for this program are depleted. How do I apply...

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